What is a diversified fund?

What does the KiwiSaver Summary provide?

It provides a high-level overview of your portfolio, including details such as:

Your contributions – Contributions you have made, from the time you first joined KiwiSaver (includes if you joined KiwiSaver before switching to InvestNow).

Employer’s contributions – Contributions your employer(s) have made, from the time you first joined KiwiSaver (includes if you joined KiwiSaver before switching to InvestNow).

Government contributions – Contributions the government have made, from the time you first joined KiwiSaver (includes if you joined KiwiSaver before […]

What if I want to take a break from contributing to KiwiSaver?

If you want to take a break from contributing to KiwiSaver, you can apply for a savings suspension (previously known as a contributions holiday) by contacting the IRD.

Please see the IRD website for full details.

Which funds in the InvestNow KiwiSaver Scheme charge a buy and/or sell spread?

You can see which funds charge a buy and/or sell spread click here.

If you also want to see which of our Managed Funds charge a buy/sell spread click here.

Whose KiwiSaver scheme am I joining?

The InvestNow KiwiSaver Scheme is managed by FundRock NZ Limited (FundRock). Both InvestNow and FundRock NZ are members of the Apex Group.

FundRock NZ, based in Wellington, is a specialist investment management company focused on meeting the specific needs and requirements of New Zealand investors and clients. Our objective is to provide our clients with access to world-class investment solutions and opportunities, while ensuring that these are easy to use and understand.

For more information visit https://www.fundrock.com/fundrock-new-zealand

How long does it take my KiwiSaver funds to be transferred to InvestNow?

Once you have completed your account opening, have selected the fund(s) under “My Contributions” and your current KiwiSaver provider has received the switch notification, your funds should be transferred within 10 business days.

How do I switch my KiwiSaver to InvestNow?

You will first need to set up your KiwiSaver account with InvestNow. Please refer to our FAQ here. Once your account is open, you will need to go to the “My Contributions” tab and select the fund or funds you want the KiwiSaver invested in. From there we will organise the transfer of your KiwiSaver to the InvestNow KiwiSaver Scheme, which takes approximately 10 business days.

Is there a minimum or maximum number of funds I must have in my KiwiSaver portfolio?

The minimum is one, however there is no maximum ie you can select any combination of funds available in the InvestNow KiwiSaver Scheme to meet your investing goals and objectives.

Check here for the full range of funds available in the InvestNow KiwiSaver Scheme.

Where can I see which funds are in my portfolio?

You will be able to see the funds you have selected for your KiwiSaver under the ‘Dashboard’ when you are logged in.

How often can I change the funds in my KiwiSaver portfolio?

You can change your KiwiSaver portfolio at any point and there is no limit on how many times you can change. Please note that a buy/sell transaction fee or swing price adjustment may apply when you buy/sell funds, depending upon the funds you have chosen.