InvestNow KiwiSaver Scheme

A truly flexible KiwiSaver option.

The InvestNow KiwiSaver Scheme is an alternative to traditional KiwiSaver Schemes, that puts you in charge of selecting the investments within your KiwiSaver. Pick and choose from a range of 28 managed funds from 9 expert fund managers. Choose one OR choose a combination – the choice is yours.

Click here to see Disclosure Material & Fund Updates

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Active Funds

22 actively managed funds to choose from.


Passive Funds

6 passively managed funds (index funds) to choose from.


Single-Sector Funds

14 single-sector/asset-class funds to choose from.


Diversified Funds

8 easy-select diversified funds to choose from.

View the full range of funds

The Underlying Fund Managers

We’ve partnered with 9 expert fund managers.

We’ve got expert fund managers covering a wide range of sectors and management styles, within the InvestNow KiwiSaver Scheme. What this means is you’ll be able to mix and match investments from multiple fund managers that specialise in different areas.

Experts in passive investments

Experts in active investments

Single-sector experts

Experts in diversified investments

Experts in responsible investments

and the list goes on…

InvestNow KiwiSaver Scheme Fees

Low management fees & no KiwiSaver administration fees!

If fees are the deciding factor, we’ve got you covered! The InvestNow KiwiSaver Scheme has low-cost investment options with management fees starting from just 0.27% p.a., including GST. The total fees you’ll pay will be determined by what fund (or combination of funds) you choose to invest in.

We’ve also made the decision not to charge any KiwiSaver administration fees! The fees charged by the underlying managed funds will be the only fees you pay.

You can view the full range of fees and charges by going to the InvestNow KiwiSaver Scheme – Fees & Charges table.

Frequently Asked Questions

Joining the InvestNow KiwiSaver Scheme is quick and easy! If you’re an existing customer, all you need to do is log in to the InvestNow KiwiSaver Scheme portal using your existing InvestNow account details. If you’re not an existing InvestNow customer, you’ll need to create a free InvestNow account first, and then set your InvestNow KiwiSaver Scheme account up.

Once you’ve created your InvestNow KiwiSaver Scheme account, simply select your investments and confirm your transfer from your previous KiwiSaver provider. We’ll take care of the rest and let you know when your KiwiSaver funds are in your InvestNow KiwiSaver Scheme account.

Having 28 managed funds to choose from inside the InvestNow KiwiSaver Scheme is fantastic, but we also recognise that this can be a little overwhelming when trying to select what you want to invest in.

We have a range of easy-select diversified funds to suit a range of risk profiles, suitable for those who want to jump straight in instead of choosing multiple single-sector funds to build a diversified portfolio. You could simply select the diversified fund(s) suitable for your risk profile. To find out what your risk profile is, use the Sorted Investor Kickstarter questionnaire.

Yes – we have a range of easy-select diversified managed funds to choose from. See the InvestNow KiwiSaver – Range of Managed Funds page for a list of these funds.

You can view the InvestNow KiwiSaver Scheme Disclosure Material here, where you’ll find all Product Disclosure Statements, OMI, SIPO and Fees & Charges documents. Please note, you can also view all information relating to the InvestNow KiwiSaver Scheme on the Disclose Register website.

Click here to see more Frequently Asked Questions.

Joining the InvestNow KiwiSaver Scheme

Existing Customers

To join, simply log in to the InvestNow KiwiSaver Scheme portal using your existing InvestNow account details.


New Customers

To join the InvestNow KiwiSaver Scheme, first you’ll need to create an InvestNow account.

Create an account

The InvestNow KiwiSaver Scheme is managed by Implemented Investment Solutions Limited.