Your Investor Risk Profile indicates how much investment risk you can bear, which will largely determine the type of assets or funds that may be appropriate for you to invest in. Using this tool you will find out which of the five Investor Risk Profiles you are – Defensive, Conservative, Balanced, Growth, or Aggressive. Each Risk Profile translates to a type of diversified fund, with each diversified fund having a different proportion of growth assets (like shares) relative to income assets (like bonds). It is suggested that the type of diversified funds that are best suited to you will match your Investor Risk Profile. However, what you choose to invest in is entirely your decision.

Your KiwiSaver Retirement Balance is the amount of money you will have in your KiwiSaver portfolio when you reach retirement age (65 years old). The KiwiSaver Retirement Balance Calculator will use your information (current balance, age, salary, contributions, risk exposure etc.) to provide an estimated projection of your KiwiSaver Retirement Balance, based on standard assumptions set by the Government. Actual outcomes may differ.