November 2021 Fund Performance
Download the full performance report below.
This report contains a breakdown of the previous months overall top-performing funds and Index Funds. It also contains the most recent figures of the top-performing funds and Index Funds of the last 12 months.
The performance reports include all funds open to applications, on InvestNow, at the end of each calendar month. For information about funds held by InvestNow customers, that are no longer accepting applications, click here.
This report is aimed to provide an overview of recent short-term performance of the funds hosted on InvestNow. Please note, past performance is not a guarantee of future returns. Returns are after fees, before tax and denominated in NZD. Performance figures over 1 year are annualised.
For full historical fund performance data, please log in to your investor profile/account. If you don’t have an account with us yet, create your online account here – it only takes a few minutes to set up.
Performance summary – all funds
| Name | Category | 1 month | 3 months | 6 months | 1 year | 3 years | 5 years | 10 years |
|---|---|---|---|---|---|---|---|---|
| Lighthouse Global Equity Fund | International Equities | 12.37% | 10.65% | 35.82% | - | - | - | - |
| Smartshares US Large Growth ETF (USG) | International Equities | 8.99% | 7.92% | 26.11% | 35.73% | 29.67% | 24.29% | - |
| Smartshares Automation and Robotics ETF (BOT) | International Equities | 7.81% | 6.36% | 19.72% | 27.76% | - | - | - |
| Smartshares US 500 ETF (USF) | International Equities | 6.96% | 5.82% | 17.42% | 32.83% | 20.48% | 17.73% | - |
| Smartshares Australian Dividend ETF (ASD) | Australasian Equities | 5.53% | -0.13% | 2.65% | 14.46% | 0.0867 | 0.0543 | - |
| Smartshares US Large Value ETF (USV) | International Equities | 5.48% | 3.45% | 8.26% | 27.58% | 0.1172 | 0.1124 | - |
| Smartshares US Equities ESG ETF (USA) | International Equities | 5.44% | 5.02% | 17.30% | 30.24% | - | - | - |
| Smartshares US Mid Cap ETF (USM) | International Equities | 5.07% | 4.59% | 14.16% | 30.60% | 18.82% | 14.56% | - |
| Smartshares Global Equities ESG ETF (ESG) | International Equities | 5.03% | 3.97% | 13.29% | 26.40% | - | - | - |
| Nikko AM Global Shares Fund | International Equities | 4.34% | 0.76% | 10.12% | 22.98% | 20.69% | - | - |
| India Avenue Equity Fund - H Class | International Equities | 3.96% | 4.42% | 21.61% | 51.96% | 16.72% | - | - |
| Smartshares Total World ETF (TWF) | International Equities | 3.54% | 1.77% | 9.12% | 22.87% | 0.1532 | 0.1348 | - |
| AMP Capital Core Global Shares Fund | International Equities | 3.40% | 1.14% | 7.62% | 21.19% | 14.04% | 0.1309 | 0.1294 |
| Smartshares Japan Equities ESG ETF (JPN) | International Equities | 3.28% | 2.46% | 4.20% | 4.45% | - | - | - |
| Ellerston Global Mid Small Cap Fund - Class A | International Equities | 3.22% | 0.45% | 8.99% | 30.76% | 23.11% | - | - |
| Vanguard International Shares Select Exclusions Index Fund | International Equities | 3.21% | 3.01% | 0.1251 | 26.68% | 17.96% | - | - |
| Smartshares Australian Resources ETF (ASR) | Australasian Equities | 3.08% | -3.76% | -8.89% | 10.04% | 12.06% | 11.60% | - |
| Russell Investments Low Carbon Global Shares Fund Class A | International Equities | 3.03% | 1.93% | 10.38% | 22.75% | 16.96% | - | - |
| Smartshares US Small Cap ETF (USS) | International Equities | 2.55% | 1.56% | 6.71% | 26.20% | 15.24% | 12.49% | - |
| Russell Investments Global Shares Fund | International Equities | 2.43% | 0.13% | 6.30% | 23.08% | 14.50% | 13.21% | - |
| Russell Investments Global Opportunities Fund Class B | International Equities | 2.42% | 0.17% | 6.44% | 23.47% | 14.74% | 13.43% | 11.91% |
| APN Asian REIT Fund | Listed Property | 2.34% | -3.12% | 3.16% | 14.18% | 0.0804 | 0.09 | 0.1112 |
| Foundation Series Growth Fund | Diversified | 2.22% | 0.79% | 8.23% | 13.81% | - | - | - |
| Elevation Capital Global Shares Fund | International Equities | 2.12% | -1.18% | 5.95% | 36.19% | 18.29% | 11.85% | 0.1025 |
| Harbour T. Rowe Price Global Equity Fund | International Equities | 2.04% | -1.37% | 9.91% | 20.17% | 23.92% | 21.43% | - |
| Foundation Series Balanced Fund | Diversified | 1.71% | 0.03% | 5.67% | 9.19% | - | - | - |
| Pie Funds Global Growth 2 Fund | International Equities | 1.59% | -0.60% | 9.38% | 14.40% | 12.76% | - | - |
| All Country Global Shares Index Fund | International Equities | 1.47% | 1.68% | 7.93% | 22.09% | 15.57% | - | - |
| APN Global REIT Income Fund | Listed Property | 1.35% | 0.92% | 11.37% | 29.40% | - | - | - |
| AMP Capital Emerging Markets Shares Fund | International Equities | 1.21% | -4.43% | -5.58% | 5.36% | 8.27% | 9.53% | 6.36% |
| Smartshares Australian Mid Cap ETF (MZY) | Australasian Equities | 1.15% | 1.85% | 7.22% | 19.38% | 16.03% | 0.1336 | 0.1017 |
| Smartshares Asia Pacific ETF (APA) | International Equities | 1.14% | -1.64% | 0.78% | 5.80% | 7.64% | 7.82% | - |
| Smartshares Europe ETF (EUF) | International Equities | 1.11% | -2.60% | 3.56% | 19.07% | 10.60% | 10.15% | - |
| OneAnswer International Share Fund | International Equities | 0.97% | -0.16% | 7.45% | 20.91% | 16.82% | 15.57% | 15.02% |
| Milford Global Equity Fund | International Equities | 0.93% | 0.86% | 10.98% | 22.85% | 19.50% | 15.36% | - |
| Harbour NZ Core Fixed Interest Fund | New Zealand Fixed Interest | 0.75% | -2.47% | -2.64% | -5.45% | 1.65% | 2.55% | 3.59% |
| Russell Investments Global Fixed Interest Fund | International Fixed Interest | 0.73% | -1.11% | 0.60% | -1.16% | 4.78% | 3.78% | - |
| AMP Capital Ethical Leaders Global Shares Fund | International Equities | 0.68% | -0.23% | 4.73% | 22.29% | 13.29% | 12.40% | 11.83% |
| Russell Investments NZ Fixed Interest Fund | New Zealand Fixed Interest | 0.68% | -2.78% | -3.01% | -6.29% | 1.35% | 2.43% | - |
| Smartshares NZ Bond ETF (NZB) | New Zealand Fixed Interest | 0.67% | -1.51% | -1.63% | -2.18% | 2.72% | 3.56% | - |
| Pathfinder Global Water Fund | International Equities | 0.66% | -2.77% | 6.71% | 25.50% | 17.76% | 12.54% | 12.43% |
| AMP Capital NZ Fixed Interest Fund | New Zealand Fixed Interest | 0.65% | -3.09% | -3.32% | -6.91% | 1.28% | 0.0235 | 0.0351 |
| Milford Trans-Tasman Bond Fund | New Zealand Fixed Interest | 0.64% | -2.68% | -2.33% | -2.88% | 3.06% | 3.63% | - |
| Fisher Funds New Zealand Fixed Income Trust | New Zealand Fixed Interest | 0.63% | -3.13% | -3.34% | -6.58% | 0.0185 | 0.0272 | 0.0332 |
| Smartshares Emerging Markets ETF (EMF) | International Equities | 0.59% | -1.93% | -0.0233 | 0.053 | 0.0888 | 0.0861 | - |
| Pathfinder Global Responsibility Fund | International Equities | 0.55% | 2.19% | 9.58% | 24.18% | 17.10% | - | - |
| Harbour NZ Corporate Bond Fund | New Zealand Fixed Interest | 0.48% | -2.59% | -3.22% | -4.95% | 1.96% | 2.71% | 3.82% |
| Pathfinder Ethical Growth Fund | Diversified | 0.46% | 1.63% | 6.80% | 12.90% | - | - | - |
| Squirrel Monthly Income Fund | New Zealand Fixed Interest | 0.35% | 0.54% | - | - | - | - | - |
| AMP Capital NZ Short Duration Fund | New Zealand Fixed Interest | 0.33% | -0.99% | -1.60% | -1.99% | 1.57% | 0.022 | 0.0325 |
| Fisher Funds BondPlus Fund | International Fixed Interest | 0.33% | -1.04% | -0.12% | -1.53% | 3.29% | 2.74% | 0.0466 |
| Antipodes Global Fund - Long (PIE) | International Equities | 0.31% | 0.01% | 1.01% | 13.65% | 10.68% | - | - |
| Ethical Leaders Hedged Global Fixed Interest Index Fund | International Fixed Interest | 0.29% | -1.08% | 0.47% | -1.40% | 3.80% | - | - |
| Nikko AM NZ Corporate Bond Fund | New Zealand Fixed Interest | 0.27% | -2.52% | -2.87% | -5.03% | 2.49% | 3.39% | 0.045 |
| QuayStreet Income Fund | Diversified | 0.27% | -0.35% | 0.68% | 2.42% | 4.06% | 4.50% | - |
| Smartshares Australian Property ETF (ASP) | Listed Property | 0.27% | 0.51% | 7.60% | 14.77% | 7.33% | 9.52% | - |
| Harbour Income Fund | Diversified | 0.25% | -0.70% | 1.62% | 5.87% | 7.33% | 6.34% | - |
| Fisher Funds Income Fund | International Fixed Interest | 0.24% | -1.49% | -1.00% | -1.41% | 3.01% | 0.0286 | 0.041 |
| Smartshares Global Bond ETF (GBF) | International Fixed Interest | 0.19% | -0.50% | 0.50% | 0.75% | 4.11% | 3.54% | - |
| Harbour Australasian Equity Income Fund | Australasian Equities | 0.16% | -0.89% | 5.37% | 14.54% | 13.34% | 10.97% | 12.95% |
| Hunter Global Fixed Interest Fund | International Fixed Interest | 0.16% | -1.09% | 0.37% | -0.48% | 4.51% | - | - |
| AMP Capital Global Shares Fund | International Equities | 0.13% | -0.28% | 3.96% | 18.52% | 12.98% | 12.21% | 0.1288 |
| Fisher Funds Conservative Fund | Diversified | 0.10% | -1.06% | 0.69% | 2.05% | 5.21% | - | - |
| Smartshares NZ Cash ETF (NZC) | Cash and Cash Equivalents | 0.10% | 0.10% | 0.27% | 0.64% | 1.43% | 1.98% | - |
| AMP Capital Ethical Leaders Conservative Fund | Diversified | 0.09% | -1.24% | 0.39% | 2.77% | 4.28% | 3.94% | 0.0452 |
| Fisher Funds CashPlus Fund | Cash and Cash Equivalents | 0.08% | -0.17% | -0.38% | -0.40% | 0.008 | 0.0134 | 0.0194 |
| Smartshares Global Aggregate Bond ETF (AGG) | International Fixed Interest | 0.08% | -1.20% | 0.39% | -1.63% | - | - | - |
| AMP Capital Global Short Duration Fund | International Fixed Interest | 0.06% | -0.37% | 0.07% | 0.19% | 0.0173 | 0.0177 | - |
| Milford Cash Fund | Cash and Cash Equivalents | 0.06% | 0.14% | 0.25% | 0.44% | - | - | - |
| AMP Capital NZ Cash Fund | Cash and Cash Equivalents | 0.05% | 0.13% | 0.19% | 0.32% | 0.98% | 1.45% | 0.0233 |
| Smartshares Europe Equities ESG ETF (EUG) | International Equities | 0.04% | -3.07% | 2.69% | 16.94% | - | - | - |
| AMP Capital Ethical Leaders Balanced Fund | Diversified | 0.02% | -0.69% | 3.33% | 11.63% | 9.45% | 8.37% | 0.0852 |
| AMP Capital Global Multi-Asset Fund | Diversified | -0.02% | -0.34% | 2.04% | 6.90% | 5.40% | 4.43% | - |
| Smartshares Emerging Markets Equities ESG ETF (EMG) | International Equities | -0.04% | -1.44% | -3.82% | 2.62% | - | - | - |
| AMP Capital Ethical Leaders Growth Fund | Diversified | -0.12% | -0.54% | 4.55% | 17.99% | 12.40% | 11.14% | 10.29% |
| Milford Conservative Fund | Diversified | -0.13% | -2.11% | -0.70% | 1.04% | 5.28% | 5.51% | - |
| Fisher Funds Australian Growth Fund | Australasian Equities | -0.21% | -2.83% | 8.73% | 19.23% | 0.1925 | 0.1484 | 0.1121 |
| Pie Growth UK & Europe Fund | International Equities | -0.32% | -0.63% | 0.36% | 31.47% | 17.48% | 13.80% | - |
| Milford Australian Absolute Growth Fund | Australasian Equities | -0.33% | -0.49% | 2.67% | 17.90% | 13.43% | - | - |
| Brandywine Global Opportunistic Fixed Income Fund | International Fixed Interest | -0.34% | -1.68% | -1.96% | 0.61% | 4.68% | - | - |
| Salt Long Short Fund | Australasian Equities | -0.38% | 2.19% | 3.09% | 25.63% | 10.70% | 7.48% | - |
| Fisher Funds Multi Sector Fund | Diversified | -0.41% | -1.60% | 1.91% | 6.65% | 9.12% | 7.80% | 0.0845 |
| Mint Diversified Income Fund | Diversified | -0.42% | -2.32% | 0.49% | 2.29% | 5.12% | 4.88% | - |
| AMP Capital Global Property Securities Fund | Listed Property | -0.43% | 0.61% | 8.67% | 27.35% | 10.67% | 8.84% | 0.1175 |
| Milford Balanced Fund | Diversified | -0.49% | -0.62% | 4.06% | 11.07% | 11.60% | 10.21% | 11.31% |
| Pathfinder Ethical Trans-Tasman Fund | Australasian Equities | -0.51% | -0.76% | 5.95% | 8.54% | - | - | - |
| Harbour Long Short Fund | Australasian Equities | -0.54% | 0.80% | 5.29% | 11.01% | - | - | - |
| Milford Aggressive Fund | Diversified | -0.56% | -0.96% | - | - | - | - | - |
| Smartshares S&P/ASX 200 ETF (AUS) | Australasian Equities | -0.56% | -1.23% | 0.0168 | 0.1393 | - | - | - |
| Milford Global Corporate Bond Fund | International Fixed Interest | -0.59% | -1.74% | -1.10% | -0.37% | 4.52% | - | - |
| AMP Capital Income Generator Fund | Diversified | -0.60% | -1.42% | 1.60% | 3.71% | 7.93% | 6.78% | - |
| Castle Point 5 Oceans Fund | Diversified | -0.61% | -0.73% | 1.83% | 7.31% | 7.29% | 7.25% | - |
| Milford Diversified Income Fund | Diversified | -0.61% | -1.45% | 1.32% | 5.21% | 7.40% | 7.59% | 10.48% |
| Australasian Property Index Fund | Listed Property | -0.64% | -3.77% | 5.67% | 7.61% | 11.26% | 10.34% | - |
| Fisher Funds Global Fund | International Equities | -0.71% | -1.74% | 3.46% | 20.36% | 15.83% | 13.44% | 12.25% |
| Fisher Funds Growth Fund | Diversified | -0.77% | -1.69% | 3.49% | 10.49% | 12.73% | - | - |
| Nikko AM Income Fund | New Zealand Fixed Interest | -0.78% | -2.15% | 0.58% | 1.56% | 1.33% | 3.22% | 4.71% |
| Smartshares Australian Top 20 ETF (OZY) | Australasian Equities | -0.81% | -1.99% | -1.36% | 16.39% | 10.74% | 8.64% | 0.0663 |
| Pathfinder Global Property Fund | Listed Property | -0.97% | -1.83% | 4.65% | 19.70% | 0.039 | 0.0518 | - |
| Smartshares Healthcare Innovation ETF (LIV) | International Equities | -1.02% | -8.20% | -1.61% | 0.92% | - | - | - |
| Devon Dividend Yield Fund | Australasian Equities | -1.06% | -2.41% | 3.02% | 12.05% | 0.0782 | 0.0646 | - |
| Harbour Active Growth Fund | Diversified | -1.09% | -2.42% | 2.01% | 7.24% | - | - | - |
| APN AREIT PIE Fund | Listed Property | -1.11% | 0.75% | 10.70% | 14.82% | -0.97% | 4.78% | - |
| Milford Active Growth Fund | Diversified | -1.15% | -1.10% | 4.13% | 16.32% | 14.27% | 12.50% | 14.05% |
| Devon Alpha Fund | Australasian Equities | -1.23% | -1.52% | 4.29% | 12.69% | 10.96% | 9.34% | 11.96% |
| OneAnswer Balanced Growth Fund | Diversified | -1.25% | -1.77% | 3.01% | 10.90% | 10.94% | 0.0949 | 0.0997 |
| Smartshares NZ Top 10 ETF (TNZ) | Australasian Equities | -1.39% | -1.94% | 5.12% | -4.09% | 14.52% | 12.67% | 0.141 |
| Vanguard International Shares Select Exclusions Index Fund (Hedged) - NZD Class | International Equities | -1.46% | 0.12% | 7.04% | 23.80% | 0.1608 | - | - |
| Mint Diversified Growth Fund | Diversified | -1.55% | -0.98% | 6.47% | 16.99% | - | - | - |
| Devon Australian Fund | Australasian Equities | -1.59% | -2.93% | -0.97% | 15.35% | 7.98% | 6.40% | 8.49% |
| Devon Trans-Tasman Fund | Australasian Equities | -1.60% | -2.12% | 2.82% | 11.22% | 11.07% | 9.40% | 11.87% |
| Smartshares NZ Dividend ETF (DIV) | Australasian Equities | -1.72% | -3.75% | 1.87% | 6.33% | 8.82% | 8.75% | - |
| QuayStreet NZ Equity Fund | Australasian Equities | -1.74% | -2.79% | 3.46% | 2.63% | 13.84% | 13.71% | 0.1496 |
| Salt NZ Dividend Appreciation Fund | Australasian Equities | -1.75% | -2.63% | 0.0364 | 0.0359 | 0.1365 | 0.125 | - |
| Milford Trans-Tasman Equity Fund | Australasian Equities | -1.80% | -2.60% | 4.43% | 11.83% | 18.19% | 16.17% | 15.24% |
| TAHITO Te Tai o Rehua Fund | Australasian Equities | -1.80% | -2.89% | - | - | - | - | - |
| Fisher Funds Property & Infrastructure Fund | International Equities | -2.05% | 0.12% | 2.33% | 15.13% | 12.64% | 13.79% | 12.67% |
| Fisher Funds Trans Tasman Equity Trust | Australasian Equities | -2.12% | -3.53% | 7.59% | 9.62% | 20.66% | 16.41% | 0.1555 |
| Russell Investments Hedged Global Shares Fund | International Equities | -2.17% | -2.46% | 1.13% | 20.20% | 12.68% | 11.51% | - |
| Russell Investments Global Opportunities Fund $NZ Hedged Class B | International Equities | -2.18% | -2.41% | 1.30% | 20.58% | 12.90% | 11.68% | 0.1214 |
| AMP Capital Australian Shares Fund | Australasian Equities | -2.23% | -1.97% | 0.77% | 12.40% | 10.58% | 8.90% | 6.92% |
| AMP Capital Global Listed Infrastructure Fund | International Equities | -2.23% | 1.13% | 2.52% | 12.34% | 9.83% | 8.76% | - |
| Smartshares S&P/NZX 50 ETF (NZG) | Australasian Equities | -2.40% | -3.46% | 3.80% | 0.50% | - | - | - |
| Fisher Funds International Growth Fund | International Equities | -2.44% | -3.69% | 2.12% | 18.86% | 21.07% | 0.1889 | 0.1334 |
| Harbour Real Estate Investment Fund | Listed Property | -2.44% | -6.73% | 2.97% | 6.10% | 12.82% | - | - |
| Harbour Australasian Equity Fund | Australasian Equities | -2.51% | -2.31% | 7.80% | 6.99% | 15.03% | 14.57% | 15.47% |
| Castle Point Trans-Tasman Fund | Australasian Equities | -2.58% | -3.57% | 4.80% | 0.75% | 17.30% | - | - |
| AMP Capital Ethical Leaders NZ Shares Fund | Australasian Equities | -2.68% | -2.93% | 7.19% | 7.14% | 18.03% | 15.65% | - |
| Harbour Australasian Equity Focus Fund | Australasian Equities | -2.70% | -1.10% | 9.77% | 16.29% | 18.27% | 16.95% | - |
| AMP Capital NZ Shares Fund | Australasian Equities | -2.81% | -3.43% | 3.64% | 3.43% | 14.94% | 13.84% | 15.34% |
| Mint Australasian Property Fund | Listed Property | -2.82% | -6.66% | 1.75% | 2.96% | 11.09% | 10.01% | 11.77% |
| Fisher Funds New Zealand Growth Fund | Australasian Equities | -2.89% | -3.11% | 6.67% | 5.40% | 21.04% | 17.43% | 17.11% |
| Nikko AM Core Equity Fund | Australasian Equities | -2.92% | -3.49% | 4.80% | 1.65% | 12.28% | 0.1348 | 0.1542 |
| NZ Shares Index Fund | Australasian Equities | -2.92% | -3.64% | 3.49% | -0.04% | 13.33% | - | - |
| Nikko AM Global Shares Hedged Fund | International Equities | -2.96% | -2.47% | 3.05% | 18.89% | - | - | - |
| Russell Investments NZ Shares Fund | Australasian Equities | -3.00% | -3.77% | 3.08% | 1.41% | 13.43% | 12.90% | - |
| Russell Investments Global Listed Infrastructure Fund - $NZ Hedged Class B | International Equities | -3.28% | -1.75% | 1.41% | 10.48% | 7.01% | - | - |
| OneAnswer New Zealand Share Fund | Australasian Equities | -3.34% | -4.21% | 3.49% | -0.27% | 13.27% | 12.68% | 14.53% |
| Vault International Bitcoin Fund | Other | -3.35% | - | - | - | - | - | - |
| Salt Enhanced Property Fund | Listed Property | -3.37% | -6.54% | 0.28% | 2.99% | 12.32% | 11.85% | - |
| Mint Australasian Equity Fund | Australasian Equities | -3.38% | -4.17% | 2.51% | -1.69% | 12.87% | 13.33% | 15.76% |
| OneAnswer Equity Selection Fund | Australasian Equities | -3.40% | -4.08% | 3.17% | 8.00% | 10.89% | 7.91% | 10.44% |
| Smartshares NZ Top 50 ETF (FNZ) | Australasian Equities | -3.52% | -4.22% | 2.27% | 4.92% | 13.79% | 14.02% | 0.156 |
| OneAnswer Australian Share Fund | Australasian Equities | -3.66% | -3.80% | -1.25% | 15.61% | 0.0635 | 0.0453 | 0.045 |
| AMP Capital Core Hedged Global Shares Fund | International Equities | -3.70% | -2.40% | 0.13% | 16.30% | 11.04% | 10.22% | 13.08% |
| Smartshares NZ Mid Cap ETF (MDZ) | Australasian Equities | -3.89% | -5.33% | 1.55% | 7.84% | 11.34% | 14.20% | 16.72% |
| Harbour Sustainable NZ Shares Fund | Australasian Equities | -3.93% | -4.74% | 2.08% | - | - | - | - |
| OneAnswer Property Securities Fund | Listed Property | -3.98% | -7.94% | -0.11% | 0.85% | 11.03% | 10.25% | 12.54% |
| Mint New Zealand SRI Equity Fund | Australasian Equities | -4.00% | -4.08% | 3.20% | 0.91% | 14.89% | - | - |
| Smartshares NZ Property ETF (NPF) | Listed Property | -4.17% | -8.51% | -0.64% | -1.44% | 11.44% | 11.08% | - |
| Harbour NZ Index Shares Fund | Australasian Equities | -4.23% | -4.74% | 1.63% | 3.69% | 11.41% | 11.67% | - |
| Nikko AM Concentrated Equity Fund | Australasian Equities | -4.40% | -4.76% | 3.03% | 6.43% | 12.58% | 12.87% | 14.15% |
| Smartshares Australian Financials ETF (ASF) | Australasian Equities | -7.49% | -3.17% | -3.34% | 19.55% | 6.17% | 4.53% | - |
All returns are after fees but before tax, and denominated in NZD. Returns for periods over a year are annualised.
Past performance is not indicative of future results.