In some circumstances, we may be required to ask you about the source of the funds that you have invested, and ask for documents to verify this information – for example, if you made an unusually large deposit. This table shows examples of the documents that we may be able to accept as evidence of the source of your funds:
| Source of Funds | Relevant documents |
|---|---|
| Employment | • Bank statements showing salary income • Pay slip • Personal tax summary |
| Personal savings and investments | • Term deposit maturity notice • Statement showing funds being withdrawn from an investment provider • Bank statement showing funds being moved out of your savings account |
| Business earnings | • Bank statements showing business earnings • Company accounts • Personal tax summary |
| Inheritance or gift | • Deeds of gift • Will or probate (preferably showing the value of the estate) • Distribution letter/statement showing the amount received from an estate • Statutory declaration from the giftor • Trust deed • Bank statement showing payments received |
| Sale of property or business | • Sale and purchase agreement • Contract note for sale of shares • Transaction statement |
| Superannuation or retirement plan lump sum payment | • Closing statement • Confirmation letter |
| Lottery or betting win | • Lotteries Commission letter • TAB or casino voucher |
This list is not exhaustive and the types of documents we would accept will depend on your individual circumstances and the amounts involved. In most circumstances we can also accept a letter from your solicitor or accountant explaining the source of your funds, as long as it shows specific amounts.
Please note that we will only ask you for this kind of information if we believe that we are legally required to do so. Failure to provide requested information can ultimately result in your account being terminated.