Workshop: Investing 101

The Investing 101 workshop covers the following InvestNow Investing Principles:

  • Invest Now: The benefits of beginning your investment journey today.
  • Have a plan: There is more than one way to reach your financial goals.
  • Stay Informed: Learn how to keep up with financial markets without getting overwhelmed by the noise.
  • Investing is Not a Game: Recognise the seriousness of investing and the importance of a strategic approach.

The full set of ten InvestNow Investing Principles are available here and you can download the slides here.

Watch the recording

Audience questions & our answers

  • Could you explain the difference between rebalancing and changing strategy?

  • When you rebalance you change the weighting or amount invested in the funds you currently hold, back to what your initial investment plan was.

    For example, you started investing in two funds with a 50% holding in each. During the first year of investment, Fund A moves to 55% of your total portfolio, with Fund B moving to 45% of your total portfolio.

    You sell holdings in Fund A to reinvest into Fund B to rebalance your portfolio back to 50% in each fund.

    When you change strategy, you change your investment plan from what you began with.

    An example of changing strategy is when you begin investing in Fund A and Fund B and after the first year you decide to sell all your holdings in Fund B and invest in Fund C.

    Rebalancing is generally undertaken on a regular basis (typically at least once a year) while a change of strategy is generally less frequent, and should be done to reflect a change in your personal circumstances and investment goals.

  • Do you have any funds that track gold prices? Invests in gold?

  • We don’t currently have any funds on the InvestNow platform that track gold prices or invest in underlying gold investments. We are exploring the option to offer this type of fund in the future and once a fund is available, we will let you know.