5 Ways to Optimise Your KiwiSaver

Article written by Jason Choy, InvestNow, Senior Portfolio Manager – December 2025

One of the great things about KiwiSaver is how it allows Kiwis to invest in their retirement regularly without having to lift a finger.

But that doesn’t mean it’s a set-and-forget investment tool.

Many people miss out on tens of thousands of dollars by neglecting to engage with their KiwiSaver portfolio. Even otherwise savvy investors often fail to really capitalise on what’s on offer.

The good news? Optimising your KiwiSaver is often really simple – […]

The safeguards in place for your hard-earned money

Article written by InvestNow – November 2025

What happens to your investment if InvestNow goes under?

When it comes to investing, trust matters. You’re committing your hard-earned money, so it’s natural to wonder what would happen to your assets if your investment platform fell over.

It’s important to note there is nothing to suggest our business is anywhere near going under – in fact, InvestNow has never been stronger! However, we do get this question a lot, and rightly so. 

Planting the Seed: Long-Term Investing for Children

Welcome to the October 2025 Manager’s Perspective. Each month, InvestNow invites our investment managers to discuss our monthly theme. This month, we asked AMP some questions to help you better understand their investment styles, strategies, and perspectives on giving kids a financial head start. Read the questions and their responses below.

Dipen Acharya
Senior Client Adviser
AMP

Q1: What is the single biggest benefit […]

Investing for Your Kids, Grandkids – or Favourite Young People

Article written by Jason Choy, InvestNow Senior Portfolio Manager – 28 October 2025

Thinking about giving the young ones in your life a head start?

Opening an investing account is one of the smartest gifts you can give them.

Instead of toys that get forgotten or cash that gets spent, an investment grows quietly in the background, eventually becoming a significant asset that can really set up their future.

At InvestNow, we manage nearly 3,000 accounts for children aged 18 and under, that […]

KiwiSaver Trends | Navigating Growth, Fees and Ethical Priorities

Welcome to the September 2025 Manager’s Perspective. Each month, InvestNow invites our investment managers to discuss our monthly theme. This month, we asked Smart and Milford some questions to help you better understand their investment styles, strategies, and perspectives on current KiwiSaver trends. Read the questions and their responses below.

Catherine Pollock
GM Business Development & Distribution
Smart

SuperLife together with Smart, helping Kiwis grow their […]

KiwiSaver cuts worry investors, but they’re not leaving

Article written by Joanna Mathers, Editor, Informed Investor – September 2025

Informed Investor’s latest KiwiSaver survey (powered by InvestNow) reveals government changes to KiwiSaver are likely to alter the level of engagement for some investors, but most are committed to staying the course, as Joanna Mathers outlines.

The year’s budget contained a kicker for the 3,334,654 of us who invest in KiwiSaver. The government contribution, 50 cents per dollar up to a maximum of $521.43 per annum, was dropped to $260.72, or 25 […]

Beyond the Savings Account: The NZ Investor’s Guide to Optimising Cash and Your Emergency Fund

Article written by Jason Choy, InvestNow Senior Portfolio Manager – 26th August 2025

August is Sorted’s Money Month, and the 2025 focus is on financial resilience.

It’s a powerful reminder for every Kiwi that a robust emergency fund is your first and most important line of defence against life’s surprises.

But here’s the issue: the way we traditionally think about “saving” could be costing us. While stashing all our cash in […]

How to Invest with Confidence and Build Financial Resilience in Uncertain Times

Welcome to the August 2025 Manager’s Perspective. Each month, InvestNow invites our investment managers to discuss our monthly theme. This month, we asked Squirrel and Mercer some questions to help you better understand their investment styles, strategies, and perspectives on Financial Resilience. Read the questions and their responses below.

Dave Tyrer
COO
Squirrel

Q1: Sorted’s Money Month […]

Retirement Readiness Index: Young confidence, investor advantage but poor planning remains

Article written by Mike Heath, InvestNow General Manager – 29th July 2025

The latest InvestNow Retirement Readiness Index (RRI) shows a stubborn lack of financial planning for New Zealanders’ twilight years.

The biannual Index, taken from separate surveys of InvestNow customers and a portion of the general public (conducted by TGM Research), shows the proportion of individuals that have a retirement plan that they are confident in. 

It has again found that many Kiwis are […]

Are you prepared for the true cost of retirement in NZ and is your KiwiSaver enough to get you there?

Welcome to the July 2025 Manager’s Perspective. Each month, InvestNow invites our investment managers to discuss our monthly theme. This month, we asked Octagon, Generate, and Pie Funds some questions to help you better understand their investment styles, strategies, and perspectives on Retirement Readiness. Read the questions and their responses below.

Paul Robertshawe
Chief Investment Officer