An Investor is the entity (Youth, Individual, Joint, Trust or NZ Company) that has an account with InvestNow – it is the beneficial owner, in whose name that the investments are held.

A client (also known as a Member) is an individual, or individuals, that have access to the Investor account i.e. they are “linked” to the account. Clients can be either authorisers of transactions or simply have view-only permissions.