Why PIE managed funds are preferable to direct shares and bonds


Why PIE managed funds are preferable to direct shares and bonds

Article written by Anthony Edmonds – 17th June 2024

I’ve heard a few times recently where financial advisers have said they don’t take tax into account when making investment recommendations.

I find this really odd.

In designing any portfolio your objective is to provide future funding to pay future liabilities, or in other words, expenses. Given that you can only use after-tax dollars to pay for things, taking tax into account when designing investment […]

By |2024-06-17T14:53:15+12:00June 17th, 2024|All, Investing education, Pie Funds|0 Comments

Analysis: The six-figure difference in saving for retirement early


Analysis: The six-figure difference in saving for retirement early

Article written by InvestNow – 22nd May 2024

One of the first tips any adviser will give to someone investing for retirement is to ‘start early’. The sooner you start, the more you’ll earn and the bigger your nest egg will be.

But how much bigger exactly? And what are the barriers that stop people investing early?

Investing early

We ran three scenarios to figure out how much money someone would have by the time they reached […]

By |2024-05-22T14:15:54+12:00May 22nd, 2024|All, Investing education, KiwiSaver|0 Comments

What you need to know about investment scams in 2024


What you need to know about investment scams in 2024

Article written by InvestNow – 6th May 2024

It’s cybersecurity week, and to support investors staying alert online, InvestNow GM Mike Heath offers his best tips for avoiding investment scams in today’s environment.

In 2024, it’s vital any investor – or anyone at all – takes a vigilant approach to protecting themselves from scams.

MBIE figures show New Zealanders lost nearly $200 million to scams in the last year, and the FMA […]

By |2024-05-22T13:00:07+12:00May 6th, 2024|All, Investing education|0 Comments

Switching KiwiSaver – the hidden cost and how to avoid it


Switching KiwiSaver – the hidden cost and how to avoid it

Article written by Anthony Edmonds – 24 April 2024

According to the Financial Markets Authority (FMA), New Zealanders made around 500,000 individual changes to their KiwiSaver investments last financial year. While changing your KiwiSaver investment approach is theoretically free, the snail pace at which it happens can result in some significant costs to investors.

There are two main ways people make changes to their KiwiSaver investments:

  1. Switches: Moving […]
By |2024-04-30T15:07:20+12:00April 24th, 2024|All, Investing education, KiwiSaver, KiwiSaver Funds|0 Comments

PIE time: how trusts can side-step a 40% higher tax bill as new high rates kick in


PIE time: how trusts can side-step a 40% higher tax bill as new high rates kick in

Article written by InvestNow – 29th February 2024

A shockwave is due to roll over New Zealand trusts in just a few weeks, adding on average more than $22,000 to the annual tax bill of the estimated 44,250 trusts caught in its wake – unless they take action now.

Due to come into force on April 1, the well-signalled jump in the trustee tax rate from 33% […]

By |2024-02-29T15:15:51+13:00February 29th, 2024|All, Investing education|0 Comments

InvestNow Guide to Currency Hedging: The impact of foreign currency on investment


The InvestNow Guide To Currency Hedging: The Impact of Foreign Currency on Investments

Article written by InvestNow – 1st February 2024

Whenever you invest into overseas assets, the value of those assets in New Zealand dollar terms is influenced by the combined impact of: 

  1. Price movements in the underlying investment; and 
  2. Currency movements between the New Zealand dollar (NZD) and foreign currency […]
By |2024-02-14T12:53:38+13:00February 1st, 2024|All, Investing education|0 Comments

How to be a better-than-average investor


How to be a better-than-average investor

Article written by InvestNow – 17 January 2024

“Buy low, sell high” is the standard advice for generating capital returns on investment assets, however, this advice doesn’t provide practical guidance on how to actually spot the ideal buying and selling opportunities.  

In today’s fast-moving and increasingly volatile market, it’s a full-time job attempting to time the market, and even still it’s a mighty difficult task that even the experts get […]

By |2024-01-19T11:05:19+13:00January 17th, 2024|All, Investing education|0 Comments

Why managed cash PIE funds are a no-brainer for Anthony Edmonds


Thoughts on short-term money storage options: Why managed cash PIE funds are a no-brainer for Anthony Edmonds

Article written by InvestNow – 22 November 2023

Investors need to think carefully about the best place to park their lazy money as interest rates rise well above neutral and drive up nominal returns for cash.

We asked InvestNow founder, Anthony Edmonds, to explain his journey to managed cash PIE funds, as his preferred solution to getting the best value from his […]

By |2024-06-17T15:11:07+12:00November 22nd, 2023|All, Investing education|0 Comments

Tips and tricks to help you towards a financially comfortable retirement in New Zealand


Tips and tricks to help you towards a financially comfortable retirement in New Zealand 

Article written by InvestNow – 31 October 2023

Will your KiwiSaver balance be sufficient to cover your retirement lifestyle?  

According to a study done by Massey University in 2022, a single person retiring at the age of 65, assuming they live until 95, will […]

By |2023-12-01T13:22:12+13:00October 31st, 2023|All, Investing education|0 Comments

Win, lose or draw: why investors shouldn’t game portfolios on elections


Win, lose or draw: why investors shouldn’t game portfolios on elections

Article written by InvestNow – 29 September 2023

This October most New Zealanders will be glued to their device-of-choice anxiously awaiting the outcome of a pivotal event in the nation’s history. 

But the rugby World Cup isn’t the only big media event scheduled for the month with the general election also expected to rival sport for one night at least. 

The October 14 election […]

By |2023-09-29T12:20:06+13:00September 29th, 2023|All, Investing education|0 Comments