End of the affair: Where NZ investors are heading after the house party is over

Article written by InvestNow

Fueled by a steady population increase, limited supply growth and what amounted to generous tax subsidies, Kiwi residential real estate investors have been on the winning end of a one-way bet for decades. 

But in March this year, the property investment odds blew out as the government launched its first serious assault against a sector slated […]

Paper gains, tax cuts: Why the IRD has direct share-traders under watch

Article written by InvestNow

In typical tight-lipped tax office style, the Inland Revenue Department (IRD) issued a brief statement last October confirming it was keenly observing the stampede of novice retail investors into the direct share-trading game in NZ. 

“As new investors are attracted to the market, we will be looking to make sure their tax obligations are clear to them and ensure education […]

Jumping lessons: what all investors can learn from GameStop loss

Article written by David Boyle, Mint Asset Management

Mint head of sales and marketing, David Boyle, explains why the ongoing GameStop experience holds lessons for new-breed investors and the old-school financial industry on handling the highs and lows of markets. Boyle takes it to the bridge…

If an online entity called ‘Roaring Kitty’ suggested a bridge-jumping strategy might be just what you need to improve your life, would you […]

Tax take-away: How Labour rate hike heats up PIE incentives

Article written by InvestNow

Fresh from its resounding election victory last year, the governing Labour Party rushed to make good on its promise to raise the tax rate for high-income earners. 

Under a measure put in place early in December 2020, those earning over $180,000 in income from (almost) all sources will face a top tax rate of 39% – an increase of 6

Bite-sized advice: How to avoid ‘snake-oil’ scams

Article written by InvestNow

Who was the first fraudster?

Maybe that snake in the Garden of Eden who sold Eve on the idea of eating the forbidden apple; just one little bite, it’ll be OK.

Good marketing, but bad idea for humanity.

Fraud has always been part of human society – it’s taken on many forms over history, adapting to the technology of the times. […]

Black Holes in the Wholesale Universe – The risks of wholesale funds

Article written by InvestNow

In April this year another obscure subterranean fund surfaced into public view as a likely ponzi scheme.

As further details came to light, it emerged that Penrich Capital, operating from a Christchurch base had sunk investor assets into a Cayman Islands-domiciled fund, allegedly valued at about $400 million.

The Serious Fraud Office (SFO) is currently investigating the firm, […]

Responsible Investing: Explained

Article written by InvestNow

What is ‘Responsible Investing’?

From a Fund Manager perspective, Responsible Investing is essentially a values-based approach to selecting the underlying investments within a managed fund; And from an Investor perspective, Responsible Investing is identifying and selecting managed funds that employ a responsible investing strategy; or selecting companies/shares that meet a responsible investing standard.

Traditional investment – about returns and risk

Traditionally, investment strategies have been primarily focused on return and risk. Fund Managers would […]

Voting Finance – Portfolio Politics, and Why Investors Should Ignore Elections

Article written by InvestNow

It must be election year in NZ: Winston Peters is back at the top of the news.

But regardless of the Peters’ show, the Jacinda Ardern-led Labour Party is odds-on to win in a landslide come September 19 – albeit with enough uncertainty and scandal in the air to keep pundits in business.

Will the Greens survive? Can Judith Collins rescue National? And Winston….

For investors, though, the election itself […]

What Tune Will Property play Post-COVID-19?

Article written by Mint Asset Management

Listed property was on song in 2019 before losing its mojo this year as the coronavirus struck. But are the real estate blues simply a crisis-triggered reversion to the mean or is something more fundamental at play? Mint Asset Management senior real estate portfolio manager, Carlie Eve, puts property in its place…

Investors having a sizeable allocation of property in their portfolio at the end of last year would have had […]

Zero Minus Zero – Why Investors Are Looking For New Income Equations

Article written by InvestNow

June 2008 is a watershed nostalgia month for dewy-eyed NZ term deposit (TD) investors. With the global financial crisis (GFC) just three months away from its crescendo, care-free Kiwis were banking one-year term deposit returns of 8.5 per cent or thereabouts.

In that month the Reserve Bank of NZ (RBNZ) held the official cash rate (OCR) at the 21^st century high of 8.25 per cent where it […]