The InvestNow KiwiSaver Scheme

Build your own online KiwiSaver portfolio from 40+ available funds

Many KiwiSaver schemes are structured around a single provider’s range of investment options, rather than providing direct access to multiple external investment managers.

We’ve built a KiwiSaver Scheme that takes a different approach by giving you access to multiple investment managers expertise – offering 40+ investment options from 15 investment managers.

It’s the power of “And” – the ability to bring together different investment managers, styles and strategies, all within your KiwiSaver portfolio.

Join in 2 minutes

The InvestNow KiwiSaver Scheme lets you choose what's best for you

  • Choose not to pay KiwiSaver administration fees.
    Unlike other providers, the InvestNow KiwiSaver Scheme doesn’t charge any KiwiSaver administration fees to help you get the most out of your KiwiSaver portfolio.

  • Choose the price you pay.
    You pay for what you pick. Pick a cheap and efficient passive fund? Pay a cheap and efficient price. Pick a vigilantly managed active fund? Pay a vigilantly managed price. Pick a bit of everything? Pay a bit of everything. There are 40+ funds to choose from, including a range of cost-effective options to help you tailor a fee structure that fits your investing strategy. Any underlying fund fees, performance fees, and transaction fees for the funds chosen will apply.

  • Choose from a comprehensive range of investment expertise.
    You can choose a combination of investment options from 15 expert investment managers, like Fisher Funds, Smart, Milford, Generate and more.

  • Choose to change what you’re invested in.
    If your circumstances change, you have the ability to change what you’re invested in, at any time, in just a few clicks. Diversifying across multiple funds does not guarantee higher returns or lower risk. 

Some of the adviser businesses that we work with.

We know they will be more than happy to have a chat and help you!

Fusion Investing
Martin Jago – martin@fusioninvesting.co.nz – 027 497 3687

Irvine Wenborn Investment Partners
Matt Wenborn – matt@irvinewenborn.co.nz – 021 495 190

Professional Investment Services
Contact Us – admin@pismanawatu.co.nz – 06 355 4422

Rival Wealth
Daryl – Auckland – daryl@rivalwealth.co.nz – 027 911 6656
Tash – Wairarapa – tash@rivalwealth.co.nz – 027 911 4455
Row – Wellington – row@rivalwealth.co.nz – 027 911 2227
Sean – Wellington – sean@rivalwealth.co.nz – 027 911 4994

Totara Wealth
Kevin O’Donnell – ko@totarawealth.co.nz – 03 548 9000
James Hunt – jh@totarawealth.co.nz – 03 548 9000

Wealth Design
John Barber – john@wealthdesign.co.nz – 021 790 988

Retirement Fund Calculator

Will your estimated retirement savings/investments be enough? Use our calculator to find out

Using the findings of the Massey University study, in addition to the current NZ Super entitlement, a two-person household would need a retirement nest egg of up to $252k for a simple ‘no-frills’ basic retirement in a provincial area, and over $1 million for a more comfortable ‘choices’ lifestyle in a main city (assuming you retire at age 65, earn no other income, live until age 90 and only draw on your lump sum savings when needed).

Your Estimated Annual Returns
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Things to know to help you do your KiwiSaver research…

Who manages your investment

The InvestNow KiwiSaver Scheme provides a vehicle for you to invest your KiwiSaver portfolio into investment options managed directly by leading New Zealand and global investment managers. These investment managers go through a detailed quality screening process to make sure they’re fit to handle your funds with care.
Learn more.

Historical fund performance

Each underlying fund in the InvestNow KiwiSaver Scheme exists outside of KiwiSaver with the same fees and charges, and is expected to perform in-line with the underlying fund. Your KiwiSaver investments are managed directly by the investment managers you choose in the InvestNow KiwiSaver Scheme. Your investments can go up and down in value. You may get back less than you invest. 
Learn more.

Switching KiwiSaver providers

It takes less than 2 minutes to get started with the InvestNow KiwiSaver Scheme. You can choose your investments and submit your application online. Once your application is submitted, it takes approximately 10 days for the transfer from your current provider to be complete.
Start online application. 

“There’s a lot to like about InvestNow KiwiSaver, and we believe it has strong appeal for the DIY investor types who want more control of where their money goes. We also like that InvestNow doesn’t charge the annual membership or administration fee and gives access to exclusive fund managers who don’t offer their funds to KiwiSaver outside of InvestNow members”. – MoneyHub

Join the InvestNow KiwiSaver Scheme today

Submit an application, manage your investments, and view portfolio performance easily from your online account