A balanced investor:
To achieve the results you are looking for as a balanced investor (the amount of money you get back and the ups and downs you experience), you’ll need a certain mix of various kinds of investments. For example, a balanced investor might have:
A conservative investor:
To achieve the results you are looking for as a conservative investor (the amount of money you get back and the ups and downs you experience), you’ll need a certain mix of various kinds of investments. For example, a conservative investor might have:
A defensive investor:
To achieve the results you are looking for as a defensive investor (the amount of money you get back and the ups and downs you experience), you’ll need a certain mix of various kinds of investments. For example, a defensive investor might have:
A Term Deposit is a fixed-term investment that offers a fixed rate of return. Term Deposits are placed with a bank and returned on maturity, which can range from 1 month to 5 years.
ETF’s are Managed Funds, however, unlike managed funds ETFs are traded on the exchange (such as the NZX). The performance of an ETF simply matches the performance of a particular index (such as the S&P500 & NZX50).
Managed Funds are sometimes referred to as pooled investments. You and a group of other investors invest in a fund that’s managed by experts, that then go and invest in shares and other securities on your behalf.
Within the Home page you can see your portfolio in two ways – a Valuations view or a Weightings view. You select the relevant radio button to change the display.
Valuations View
The valuations view provides, by asset, details such as quantity of units held, current price per unit, and total value of units held. By clicking on the chart icon, for each asset and under the Actions column header, you can display a chart of the lifetime performance of that asset (this chart […]
On the Performance page, once you are logged into your account, you are presented with a range of performance data for your portfolio (note that these returns are after fees and before tax). This page brings together data for the funds and/or term deposits you have held, along with life-time historical data from Morningstar.
Your portfolio – data table
In the table of data above we provide return information for the past calendar month, the past 12 months and from the date you created […]
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IRD stands for “Inland Revenue Department”. An IRD Number is a unique tax number given to you by the Inland Revenue Department of New Zealand so that you can pay the correct work taxes as you work in New Zealand.