Analysis: The six-figure difference in saving for retirement early


Analysis: The six-figure difference in saving for retirement early

Article written by InvestNow – 22nd May 2024

One of the first tips any adviser will give to someone investing for retirement is to ‘start early’. The sooner you start, the more you’ll earn and the bigger your nest egg will be.

But how much bigger exactly? And what are the barriers that stop people investing early?

Investing early

We ran three scenarios to figure out how much money someone would have by the time they reached […]

By |2024-09-23T09:58:33+12:00May 22nd, 2024|All, Investing education, KiwiSaver|3 Comments

Switching KiwiSaver – the hidden cost and how to avoid it


Switching KiwiSaver – the hidden cost and how to avoid it

Article written by Anthony Edmonds – 24 April 2024

According to the Financial Markets Authority (FMA), New Zealanders made around 500,000 individual changes to their KiwiSaver investments last financial year. While changing your KiwiSaver investment approach is theoretically free, the snail pace at which it happens can result in some significant costs to investors.

There are two main ways people make changes to their KiwiSaver investments:

  1. Switches: Moving […]
By |2024-04-30T15:07:20+12:00April 24th, 2024|All, Investing education, KiwiSaver, KiwiSaver Funds|0 Comments

How Kiwis are taking full advantage of the InvestNow KiwiSaver Scheme – building portfolios specific to their preferences and plans


How Kiwis are taking full advantage of the InvestNow KiwiSaver Scheme – building portfolios specific to their preferences and plans

Article written by InvestNow – 28th February 2022

The InvestNow KiwiSaver Scheme has just clicked past its first birthday, so we thought it would be interesting to share with you how the members of the InvestNow KiwiSaver Scheme are taking advantage of the flexibility and choice that we offer – building portfolios that best meet their investment […]

By |2022-09-14T13:19:35+12:00February 28th, 2022|All, KiwiSaver|0 Comments

Scheme-weaver: How to get your KiwiSaver right for life


Scheme-weaver: How to get your KiwiSaver right for life

Article written by InvestNow – 22nd December 2021

Over 3.1 million New Zealanders are now KiwiSaver members but perhaps only a minority have established a strategy designed to fit their individual goals.

With KiwiSaver assets set to grow into an ever-more substantial component in the financial lives of New Zealanders, however, the hands-off attitude to long-term savings strategies is likely to change.

The InvestNow KiwiSaver Scheme was established in 2020 to help fill this […]

By |2022-09-14T14:09:44+12:00December 22nd, 2021|All, KiwiSaver|0 Comments

Getting to know the InvestNow KiwiSaver Scheme


Getting to know the InvestNow KiwiSaver Scheme

Article written by InvestNow – 22nd December 2021

Whether it’s for KiwiSaver, a personalised Managed Funds portfolio or bank Term Deposits for your rainy-day monies – InvestNow puts you in the driver’s seat.

InvestNow is an online investment platform that is Kiwi-owned and operated. We are a team of leading investment experts, with decades of combined experience and expertise behind us. We provide 24/7 online access for you to manage your investments, […]

By |2022-09-14T14:20:47+12:00December 22nd, 2021|All, KiwiSaver|0 Comments

Not enough already: how to make more of KiwiSaver


Not enough already: how to make more of KiwiSaver

Article written by InvestNow – 31st August 2021

Countless studies across the world have revealed retirees share the same number one fear: running out of money.

In fact, global insurance company Allianz Life research found over 60% of US baby boomers fear running out of money in retirement more than death. Similar trends emerged in a recent Australian Allianz survey where pennilessness outranked death as the number one […]

By |2022-09-14T14:47:08+12:00August 31st, 2021|All, KiwiSaver|0 Comments

Murder House memories: why KiwiSaver investors need to brush-up on good financial habits


Murder House memories: why KiwiSaver investors need to brush-up on good financial habits

Article written by David Boyle, Mint Asset Management – 16th July 2021

For many investors who cut their teeth in the 1980s, the crash of 1987 left holes in their wealth and lasting scars. Is there a danger investors today react the same to a similar event? David Boyle drills into the past for lessons on how to avoid the horror…

If you are a certain […]

By |2022-09-14T14:48:40+12:00August 30th, 2021|All, KiwiSaver|0 Comments

The KiwiSaver hack: “We’ve side-stepped KiwiSaver’s biggest flaw” - InvestNow 


The KiwiSaver hack: “We’ve side-stepped KiwiSaver’s biggest flaw” - InvestNow

Article written by InvestNow – 30th July 2021

Insufficient design

Over the last 14 years, KiwiSaver has evolved from a gleam in the eyes of Sir Michael Cullen to a starring role in the financial lives of more than 3.1 million New Zealanders, topping $82 billion in funds under management. 

However, as popular as it is, of late many have been pointing to its obvious design flaw – the limited ability for one portfolio/investor to invest in multiple KiwiSaver offerings.

Stuff’s Janine Starks […]

By |2022-09-14T15:05:32+12:00July 30th, 2021|All, KiwiSaver|0 Comments

Saving KiwiSaver: why contributions matter more than fees


Saving KiwiSaver: why contributions matter more than fees

Article written by David Boyle, Mint Asset Management

Fees have been in the spotlight recently but Mint head of sales and marketing, David Boyle, explains why we need to dig deeper to understand what is really stopping KiwiSaver members from saving…

KiwiSaver fees have hogged the headlines more than ever over the last year, sparked first by the Financial Markets Authority (FMA) ‘value for money’ crusade in 2020 before culminating in […]

By |2022-09-14T15:12:50+12:00June 30th, 2021|All, KiwiSaver|0 Comments

KiwiSaver default shakeup – who’s out and who’s in


KiwiSaver default shakeup – who’s out and who’s in

Article written by InvestNow

The government put the KiwiSaver market in a temporary tail-spin this May after giving five default KiwiSaver providers the boot.

While not a total surprise, the decision to slash the number of default KiwiSaver schemes from the current nine to six as of December 1 this year, went further than many expected.

The dramatic move will see AMP, ANZ, ASB, Fisher Funds and Mercer lose any default fund members (excluding those who have made an ‘active choice’ […]

By |2022-09-15T11:16:17+12:00May 31st, 2021|All, KiwiSaver|0 Comments